Torn, Doing the Limbo Thing

I'm being pulled in two directions, and it shows no sign of letting up.

Direction 1: I simplify my life, live on less, need to thus earn less and can afford to work part-time or on a contract basis, then can start working on the type of life - the quality of life - I would truly enjoy. Put down deep roots in my native soil and envision our future here.
Downside - living on and earning less means no chance of collecting sufficient funds to move to or even visit Australia. We'd be stuck here in our nice simple life.

Direction 2: Complicate my life even more by trying to stockpile enough "virtual" cash in some bank's account to either visit or move to Australia. Don't attempt to put down roots here or settle in too thoroughly. Live in the future, not the present.
Downside - out goes the simplification of life, in comes more stress and the same old vicious cycle of trying to make ends meet AND save.

Our Australian visa application seems to be going in circles. I lose hope and start toward Direction 1, only to be given hope and have to resort to thoughts of Direction 2 again. Then hope disappears and it's back to considering how to make Direction 1 work.... At this point I'm not even sure I want to move to Australia. It just seems to be way too much hassle and expense - and even more once we get there and are strangers in a strange land.

I'm living in limbo and I hate it. I wish I had a reliable crystal ball to say "stay" or "go", to see what's going to happen a year down the line. I'm living hesitantly, unable to fully throw myself into one or the other of my choices, just hanging on to the routine and wondering how much longer I can take this. It's been years already and I'm tired of it. I want to know that I can settle in here, or plan to settle in there, without being thrown to extremes every few weeks.

There's one good point in all this - I realize more and more that this world is not my home and I probably shouldn't want to settle as much as I do. It's going to end anyway, and there's an eternal stability waiting! Now if I can just get that through my thick skull and let it truly sink in.